Author Archives : ihluser


New marketplace aims to help borrowers determine realistic rates- The Adviser

As read in The Adviser online – A financial services comparison site has announced the launch of a new marketplace aimed at helping borrowers find out their chances of approval before applying for personal loans. RateCity’s new personal loan marketplace is intended to help borrowers understand the probability of getting a personal loan approved and […]


Affordable housing calls renewed as population reaches 25m – Aust Broker

As read in the Aust Broker Online – Last week the Australian population reached 25 million – a milestone achieved 33 years sooner than expected.While it’s good news for the country’s economic growth, housing supply must remain strong to guarantee affordability for future generations, according to the HIA. “Clearly growth has occurred faster than the […]


Changing demographics to alter dwelling demand – The Adviser

As read in The Adviser online -As Generation Y begins to enter the housing market, there could be a change in the types of dwellings sought after, a new report has suggested. According to industry analyst and economic forecasters BIS Oxford Economics, changes to the age profile of the population over the next decade will likely result in a […]


Honeymoon rates costing borrowers – Aust Broker

As read in the Aust Broker Online – Research shows more than a dozen lenders are using honeymoon rates to attract new home loan customers, with deals which could see borrowers up to $33,573 out of pocket within five years, and $140,816 over 30 years. A honeymoon rate, sometimes called an introductory rate, is a […]


Consumer Data Right to improve mortgage process: ACCC – MortgageBusiness Online

As read in MortgaeBusiness Online -The impending Consumer Data Right could iron some of the kinks out of the home loan application process, the chair of the ACCC has suggested. Speaking at the National Consumer Data Policy Research Centre on Friday (13 July 2018), the chair of the Australian Competition and Consumer Commission (ACCC), Rod Sims, […]


Property prices continue to slip – The Adviser

consecutive month, with tighter lending conditions and the slowdown in investment activity cited as the “primary drivers” of the housing market slump in the latest CoreLogic report. According to CoreLogic’s latest Hedonic Home Value Index, dwelling values slipped by 0.2 of a percentage point in June, driven by a 0.3 of a percentage point slide in combined capital city home […]


Tighter credit slowing new home sales: HIA – The Adviser

As read in The Adviser Online – The Housing Industry Association has cited the royal commission’s impact on bank lending policies as a contributing factor in the continued slide of new house sales in 2018. HIA’s principal economist, Tim Reardon, said that the first half of 2018 has seen a renewed downward trend in new […]